More Services

Our services can help you get a 360° view of your financial life

We don’t like to say that the following are “other services.”

We like to think of them as simply services we provide to clients who want help putting together a comprehensive plan (something we believe every client should have).
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Asset Protection planning

Asset Protection planning—helping clients protect “all” valuable assets from all known and unknown creditors. If you have a cell phone, a car, or valuable assets, you need an asset protection plan.

Estate planning papers

Estate planning

Estate planning—this includes basics like wills, trusts, and durable powers (legal and medical) implemented or it could be more advanced planning IDGTs, Freeze Partnerships, etc., or even charitable planning (CLTs, CRTs, family foundations, etc.).

1040 tax form

Tax Planning

Tax-planning—this includes helping people reduce their income, capital gains, and estate taxes.

Long term care helping hands

Long-Term Care Planning

Long-term care planning—one of the biggest expenses clients will have in retirement is LTC expenses. The options to help insure against this expense are fewer than they were even a few years ago, but there are still viable tools that are affordable for clients to protect against this seemingly inevitable expense.

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Money Management

Product agnostic—our approach is to use a multi-asset approach to growing wealth before retirement and sustaining needed income in retirement.

What about Life Insurance and Annuities?

Most clients need some form of life insurance (term, whole, universal, indexed universal) and we certainly help our clients find the most appropriate product to fit their individual needs.
  • Certain cash value life insurance policies we consider an asset class in an overall portfolio because of their unique feature (no-risk of loss* due to stock market downturns, tax-free growth, tax-free cash flow in retirement).
  • Certain annuities can be an asset class that can be used in an overall portfolio used to help clients reach their financial/retirement planning goals.

We use these tools in comprehensive plans we design for clients and don’t see the use of either as a one-off service like the others listed above.

*Subject to the financial strength of the insurance company used.

FOUNDATION

Prepare wills and trust
Evaluate insurance needs
Review cash flow budge

SHORT TERM

Emergency fund
Liquid investments
Start building portfolio

MID TERM

Wealth accumulation
Pay college expenses
Start a business

LONG TERM

Retirement
Sell a business
Leave an estate

Let's Answer
Your Questions

To learn more about our management philosophy and whether it may fit in with what you are trying to accomplish with your investible dollars.
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Let's Answer
Your Questions

To learn more about our management philosophy and whether it may fit in with what you are trying to accomplish with your investible dollars.





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    Ready to learn more about POM Planning and why we may be a good fit to accomplish your financial and/or retirement planning goals?
    Give us a call
    269-449-4802
    Email us
    info@pomplaning.info
    Michigan
    We handle the US
    Serving the USA